Description: Highlights the key takeaways from the 2021 published SOA PLT study on lapse and mortality experience of US term plans in the post level term period. This article explains the new insights in the latest study including a comparison of PLT experience between Jump to ART and Graded structures. The important variables driving PLT experience and the relationship between lapse and mortality experience are also discussed.

Description: To understand the relationship between lifestyle behaviors and mortality, RGA investigated a national, health-related, mortality-linked data set provided by the U.S. Centers for Disease Control and Prevention (CDC). RGA Strategic Research Actuary Julianne Callaway discusses the company's findings.

Description: The observations and methodologies demonstrated in this article can help actuaries further analyze population mortality trends by causes of death and by socioeconomic status.

Description: Feature article describing a simple and ready solution that allows a hedging program to operate effectively without risk of mismatch due to mortality fluctuations.

Description: A discussion of the need to search for alternative mortality tables other than the 1975- 80 and 1990-95 tables to use as the base table, which may be more appropriate for a particular company or specific products.

Description: Insurance companies significantly expanded their use of life reinsurance throughout the late '90s and early '00s. This has meant that volumes being ceded to the reinsurance market have continued to expand after a brief respite in 2001 through quota share opportunities with direct insurers keeping only a portion of their published retention.

Description: This article discusses the impact of consolidation in the U.S. life reinsurance

Description: Significant consolidation has occurred in the U.S. reinsurance market over the last five years. The number of companies operating in ordinary life reinsurance has continued to decline—13 primary companies excluding retrocessionaires contributing to the Munich American Reassurance Survey in 2004, compared to 20 companies in 1999. Table 1 and Table 2 indicate the change in market share as well as the change in the composition of the leading participants in the U.S. market for 2004 versus 1999.

Description: This article discusses the comparative results from the SOA Mortality Table Structure survey. From Reinsurance Section News, November 2007, Issue No. 61.

Description: Feature article that provides a summary of the SOA research report “Mortality Comparisons and Risk Exposures in the Older Age U.S. Financial Services Market.”